The Valko Team is a locally owned mortgage brokerage located in the Williamsburg area of Kitchener.  We are your local experts when it comes to first-time purchases, refinances, stated income mortgages, lines of credit and even debt consolidation. We are a one-stop shop when it comes to mortgage rates, as we deal with over 70 lenders in Canada.  Contact us today so we can help you make your dreams an affordable reality!