We believe that it is important to engage in a comprehensive needs analysis with each of our clients. This is to uncover any areas of opportunity or concern that really matters to you.

Our holistic financial security planning approach looks at all areas of your financial life, focusing on the area’s most important to you. Areas we consider: tax reduction, budgeting, insurance and risk management along with savings, and investment strategies.

We expect this integrated wealth management process will evolve over time and maximize results for you. This process is an ongoing, relationship building confidence with our goal to empower your future.

STEP ONE: Initial Meeting: Assessing Needs.

The initial meeting determines a fit and establishes a foundation in how to best work together. We discuss your current financial position, financial planning needs and initial concerns. The goal of this meeting is to determine where you are currently and where you want to be. Taking an inventory assessment provides us a snap shot for today and aids in determining financial and life goals. We begin by studying your individual circumstances and making recommendations on the optimal way for you to get your plan in motion.

STEP TWO: Recommendations

Presentation of a financial security plan that was designed specifically for you, based on your needs and goals. During this meeting appropriate solutions are discussed and the role they play in the overall plan. Continued discussion and questionnaires are used to determine an investment structure that best suits your goals and downside protection.

STEP THREE: Monitoring and Molding

Your GRFS financial security planning process is a life-long journey and constant moving target. Regular meetings are imperative to keep your overall plan up to date and report any changing life circumstances to ensure you meet you objectives. Such incidences could include births, job change, new home or cottage just to name a few.